Posts Tagged ‘real estate tips’
Buying a Home While Renting: How to Avoid Paying for Two Places at Once
Timing the purchase of your first home while you’re still renting can feel overwhelming. The last thing you want is to be stuck paying both rent and a new mortgage at the same time. With the right planning, though, you can make the transition smooth and even save money in the process! When Does Your…
Read MoreIs Waiting for Lower Interest Rates Costing You More?
At Liberty Star Mortgage in Fulshear, Texas, we understand that timing is one of the biggest concerns for homebuyers—especially when it comes to interest rates. Many buyers are holding off, hoping that rates will drop before they make a move. But what most don’t realize is that waiting for lower rates could actually end up…
Read MoreTaking Time Off to Raise Kids? Here’s What It Means for Your Mortgage Approval
Many parents take time away from their careers to raise their children, but when it’s time to buy a home, they often wonder: will my employment gap affect my mortgage approval? The good news is, not necessarily! Lenders understand that life happens, and as long as you meet certain requirements, you may still qualify for…
Read MoreWhen Should You Start The Home Buying Process?
Many people know they want to buy a home, but aren’t sure when they should make that move. It’s a future goal, but figuring out when to start can be tricky. One thing is clear: the best time to call a loan officer is right now, even if you’re still in the early stages of…
Read More3 Reasons You Need a Real Estate Agent for Your Home Purchase
Recently, there’s been a lot of talk about whether real estate agents are necessary in today’s market. Some believe you can handle the process yourself, skipping representation altogether. While it’s true that buying or selling a home involves plenty of resources at your fingertips, nothing replaces the expertise and guidance of a seasoned professional. If…
Read MoreHow to Buy Investment Property with Your Primary Residence Loan
Are you dreaming of owning an investment property? At Liberty Star Mortgage, we have a strategy to help you achieve this goal while securing the benefits of a primary residence loan. It’s all about combining smart planning with creative financing. @collettesmortgagetips Let’s talk about how you can buy investment property along with a primary residence!…
Read More5 Benefits of Refinancing Your Home
If you’re a homeowner, refinancing your mortgage could be the key to saving money and achieving your financial goals. But what exactly does refinancing entail, and why should you consider it? Let’s dive into five major benefits of refinancing your home loan. 1. Improved Credit Score Refinancing can help you boost your credit score over…
Read MoreJust Graduated College? Here’s How You Can Buy Your First Home!
Congratulations on earning your degree! If you’ve just graduated and are ready to take the next big step—homeownership—you may be closer than you think. @collettesmortgagetips Just graduated college and ready to buy your first home? Did you know that your college transcript can count as your job history!? If you’ve got that shiny new degree…
Read MoreCommon Budget Questions for Buying a Home
Buying a home is an exciting milestone, but understanding the costs involved can feel overwhelming. At Liberty Star Mortgage in Fulshear, Texas, we’re here to break it down and help you plan your budget effectively. Here are answers to some of the most common budget questions when purchasing a home. What Costs Should You Expect…
Read MoreUnderstanding Contingencies in Real Estate: A Guide for Sellers and Buyers
If you’re selling your current home and buying a new one, navigating the process can feel overwhelming—especially when your funds are tied up in your existing home. That’s where contingencies come in! At Liberty Star Mortgage, we’re here to help you understand how contingencies and leasebacks can simplify your real estate transaction. What is a…
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