Mortgage Tips
By now you may have heard that the Fed cut rates on September 18th by half a percent. But what does that ACTUALLY mean for mortgage rates? Unfortunately, it’s not an automatic cut in mortgage rates— but it does mean we are in the right direction for lower mortgage rates. Read more in Dan’s article…
Read MoreAre you looking for a way to reduce your monthly mortgage payments or potentially access some of your home’s equity? Refinancing your mortgage could be a powerful tool to help you achieve those goals. Let’s explore what refinancing is, its benefits, and how it could be a game-changer for you. What is Refinancing? Refinancing involves…
Read MoreWhen buying a home, there’s often confusion about what’s included in your escrow account, particularly regarding Homeowners Association (HOA) dues. Many people assume that, like property taxes and homeowners insurance, their HOA fees will be collected monthly as part of their escrow payments. However, this is a common misconception. HOA Payments and Escrow: What’s the…
Read MoreWelcome to Mortgage Math, with Mortgage Expert, Collette Horton! Let’s break down how your tax rate significantly impacts your monthly mortgage payment. Sometimes it can mean the difference of HUNDREDS of dollars per month! When you’re planning to buy a home, one of the most crucial factors to consider is how your tax…
Read MoreBuying a home is one of the most significant financial decisions you’ll ever make. To help you navigate this journey, we’ve compiled four essential tips that every homebuyer should know. Whether you’re a first-time buyer or looking to upgrade, these insights will ensure a smoother and more successful experience. 1. Get Pre-approved Before You Start…
Read MoreBuying a home is the most expensive and important financial transaction most people will ever make. It’s also the strongest tool and best hedge they will have in their portfolio to fight inflation. While money invested in a stock may go down, historically, your home appreciates in value over the long-term. And as you build…
Read MoreWelcome to the definitive guide for all prospective homeowners! I’m Collette Horton from Liberty Star Mortgage, and today, we’re delving into the essential principles that every buyer should follow when venturing into the realm of real estate and mortgages. These rules aren’t just suggestions—they are the cornerstone of a smooth and successful home buying experience.…
Read MoreAre you considering buying a home but worried about high down payments and stringent credit requirements? If so, an FHA loan might be the solution you’ve been searching for. In this guide, we’ll break down everything you need to know about FHA loans and how they can help you achieve your dream of homeownership. What…
Read MoreAt Liberty Star Mortgage, we understand the importance of knowing the true value of your home. Whether you’re considering selling, refinancing, or simply curious about your property’s worth, understanding its value is key to making informed decisions about your financial future. In this guide, we’ll walk you through the different methods for determining your home’s…
Read MoreJoin us on a captivating journey as we delve into the life of Don McCoy, Fulshear Katy Chamber of Commerce President, and 2024 Candidate for the Mayor of Fulshear. From his diverse upbringing to his Hollywood spotlight and back to his roots in Texas, Don’s experiences paint a rich tapestry. He’s more than just an…
Read MoreIn the digital age, online mortgage calculators have become indispensable tools for prospective homebuyers and current homeowners alike. Promising quick and easy estimations of mortgage payments, these virtual assistants offer a glimpse into the financial implications of homeownership. However, beneath their user-friendly interface lies a labyrinth of inaccuracies and pitfalls that could lead borrowers astray.…
Read MoreWhen a marriage ends in divorce, the lives of those involved are changed forever. During this time of upheaval, one thing that shouldn’t have to change is the credit status you’ve worked so hard to achieve. Unfortunately, for many, the experience is the exact opposite. Unfulfilled promises to pay bills, the maxing out of credit…
Read More