Congratulations on earning your degree! If you’ve just graduated and are ready to take the next big step—homeownership—you may be closer than you think.

@collettesmortgagetips Just graduated college and ready to buy your first home? Did you know that your college transcript can count as your job history!? If you’ve got that shiny new degree and an offer letter in hand, you might already be closer to homeownership than you think #collegegraduate #homebuyer #firsttimehomebuyer #realestate #mortgagetips #mortgage ♬ original sound – Collette's Mortgage Tips

Did You Know Your College Transcript Counts as Job History?

Here’s a little-known fact: your college education can act as your job history when applying for a mortgage. If you’ve been in school for a few years pursuing your degree and now have a job offer in your field, you could qualify for a home loan.

For example:

• You spent four years earning an accounting degree.
• A large accounting firm hires you after graduation.
• We can use those four years of schooling as your two-year job history requirement.

With your degree and a valid job offer letter in hand, you may already meet the criteria to qualify for a mortgage—even if you’re just starting your career.

How Does It Work?

Lenders recognize that your education is directly related to your career path. By combining your college transcript with your new employment offer letter, you demonstrate stability and readiness to take on homeownership.

Why This Matters for First-Time Homebuyers

Many new graduates delay buying a home because they assume they need years of work experience to qualify. But with this opportunity, you can skip renting and jump straight into homeownership, building equity from the start.

Ready to Explore Your Options?

Your degree isn’t just a key to your career; it can also unlock the door to your dream home. Start your journey today and see how your education can help you achieve homeownership.