First Time Home Buyers
A First-Time Homebuyer’s Guide to Home Warranties
As a first-time homebuyer, you’re likely overwhelmed with all the decisions you need to make. One of the most important, yet often overlooked, aspects of buying a home is understanding what a home warranty is and why you might want one. What is a Home Warranty? A home warranty is a service contract that covers…
Read More6 Tips For After You Close On Your New Home
Congratulations on closing your new home! This is a huge milestone, but the journey doesn’t stop here. To help ensure your transition into homeownership is smooth and stress-free, here are six essential tips to follow after you’ve closed on your new home. 1. Request Both Paper and Electronic Copies of Your Closing Documents When…
Read MoreIs Your HOA Payment Included in Escrow?
When buying a home, there’s often confusion about what’s included in your escrow account, particularly regarding Homeowners Association (HOA) dues. Many people assume that, like property taxes and homeowners insurance, their HOA fees will be collected monthly as part of their escrow payments. However, this is a common misconception. HOA Payments and Escrow: What’s the…
Read MoreHow Does Your Tax Rate Impact Your Monthly Mortgage Payment? | Mortgage Math with Collette
Welcome to Mortgage Math, with Mortgage Expert, Collette Horton! Let’s break down how your tax rate significantly impacts your monthly mortgage payment. Sometimes it can mean the difference of HUNDREDS of dollars per month! When you’re planning to buy a home, one of the most crucial factors to consider is how your tax…
Read More4 Home Buying Tips Everyone Should Know
Buying a home is one of the most significant financial decisions you’ll ever make. To help you navigate this journey, we’ve compiled four essential tips that every homebuyer should know. Whether you’re a first-time buyer or looking to upgrade, these insights will ensure a smoother and more successful experience. 1. Get Pre-approved Before You Start…
Read MoreThe Essential Guide for Houston First-Time Homebuyers
Buying your first home in Houston is an exciting milestone, but it can also be a daunting process filled with new terminology and important decisions. To help you navigate this journey, we’ve put together an essential guide for first-time homebuyers in Houston. Follow these steps to make your home-buying experience as smooth and enjoyable as…
Read MoreWhy You Should Avoid Big Purchases Before Closing on Your Home
Buying a home is a major milestone, and the process can be both exciting and stressful. One crucial aspect to keep in mind is the impact of your financial decisions leading up to the closing date. Making big purchases before closing on a home can jeopardize your mortgage approval and delay your move-in date. Here’s…
Read MoreThe Ultimate Roadmap to Homeownership: A Step-by-Step Purchasing Pathway
A step-by-step game plan for what to expect from initial consultation all the way through to the closing of your home. 1. Initial Appointment The purpose of the initial appointment is to understand your “needs and wants” as a buyer. This may be the most critical meeting of the home buying process. During this appointment,…
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