When Should You Start The Home Buying Process?

Posts Tagged ‘mortgage rates’

When Should You Start The Home Buying Process?

When Should You Start The Home Buying Process?

Many people know they want to buy a home, but aren’t sure when they should make that move. It’s a future goal, but figuring out when to start can be tricky. One thing is clear: the best time to call a loan officer is right now, even if you’re still in the early stages of…

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What to Do If Your Home Appraisal Comes in Lower Than the Purchase Price

What to Do If Your Home Appraisal Comes in Lower Than the Purchase Price

An appraisal is a key step in the home-buying process, determining the fair market value of the property. But what happens when the appraisal comes in lower than the agreed-upon purchase price? This scenario can create challenges, but with the right strategy, you can navigate them smoothly.   How Does a Low Appraisal Affect Your…

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5 Benefits of Refinancing Your Home

5 Benefits of Refinancing Your Home

If you’re a homeowner, refinancing your mortgage could be the key to saving money and achieving your financial goals. But what exactly does refinancing entail, and why should you consider it? Let’s dive into five major benefits of refinancing your home loan. 1. Improved Credit Score Refinancing can help you boost your credit score over…

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The Recent Fed Rate Cut And What it ACTUALLY Means!

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By now you may have heard that the Fed cut rates on September 18th by half a percent. But what does that ACTUALLY mean for mortgage rates? Unfortunately, it’s not an automatic cut in mortgage rates— but it does mean we are in the right direction for lower mortgage rates. Read more in Dan’s article…

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Unlock Savings: Essential Tips for Mortgage Rate Locks

Unlock Savings-Essential Tips for Mortgage Rate Locks

When it comes to mortgage rates, many people assume that once they start talking to a lender, they’re locked into a fixed rate. However, mortgage rates are far from static. Just like the stock market, they’re constantly fluctuating, and understanding how rate locks work can make a significant difference in your financial savings. The Truth…

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The TRUTH About Online Mortgage Calculators

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In the digital age, online mortgage calculators have become indispensable tools for prospective homebuyers and current homeowners alike. Promising quick and easy estimations of mortgage payments, these virtual assistants offer a glimpse into the financial implications of homeownership. However, beneath their user-friendly interface lies a labyrinth of inaccuracies and pitfalls that could lead borrowers astray.…

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Fulshear Locations:
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Fulshear, TX 77441

5757 Flewellen Oaks Lane, Suite 104
Fulshear, TX 77441

Sherry Collette Horton , NMLS #290357

Important Information about Procedures for Opening a New Account
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account (e.g., establishes a formal relationship by means of a loan application) What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.
No statement on this website should be considered a commitment to make a loan. Loans are subject to borrower qualifications, including income, property evaluation, sufficient equity in the home to meet LTV requirements, and final credit approval. Approvals are subject to underwriting guidelines, interest rates, and program guidelines, and are subject to change without notice based on applicant's eligibility and market conditions. Refinancing an existing loan may result in total finance charges being higher over life of loan. Reduction in payments may reflect longer loan term. Terms of the loan may be subject to payment of points and fees by the applicant.