Posts Tagged ‘mortgage loans’
Wire Fraud Alert: Protect Yourself During Your Mortgage Transaction
At Liberty Star Mortgage, we take your safety seriously and we want to help you protect your hard-earned money during your homebuying journey, and we need to talk about something that could cost you big—wire fraud. What is Wire Fraud? Wire fraud occurs when a scammer tricks you into wiring your money to the wrong…
Read MoreBuying a Home When You’re Self-Employed: What You Need to Know
At Liberty Star Mortgage, we understand that being self-employed can make the homebuying process a bit more complex. But with the right preparation, you can secure the mortgage you need. Here’s what you should know if you’re self-employed and looking to buy a home. Key Documents Your Lender Will Need As a self-employed borrower,…
Read MoreDon’t Let a 20% Down Payment Freeze You—Explore Your Home Buying Options!
Does the thought of a 20% down payment have you frozen in fear? You’re not alone! Many first-time homebuyers mistakenly believe they need to save a full 20% of the home’s price to make their dream of homeownership a reality. The good news is, that’s not the case! There are plenty of options that require…
Read MoreIs Your HOA Payment Included in Escrow?
When buying a home, there’s often confusion about what’s included in your escrow account, particularly regarding Homeowners Association (HOA) dues. Many people assume that, like property taxes and homeowners insurance, their HOA fees will be collected monthly as part of their escrow payments. However, this is a common misconception. HOA Payments and Escrow: What’s the…
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