Posts Tagged ‘interest rate’
Can You Use Your 401(k) for a Down Payment on a House?
If you’re getting ready to buy a home and eyeing your 401(k) for help with the down payment, you’re not alone, but before tapping into your retirement savings, it’s important to understand how it works and what the potential impact could be. Yes, your 401(k) can be used toward your down payment, but there are…
Read MoreIs Waiting for Lower Interest Rates Costing You More?
At Liberty Star Mortgage in Fulshear, Texas, we understand that timing is one of the biggest concerns for homebuyers—especially when it comes to interest rates. Many buyers are holding off, hoping that rates will drop before they make a move. But what most don’t realize is that waiting for lower rates could actually end up…
Read More5 Benefits of Refinancing Your Home
If you’re a homeowner, refinancing your mortgage could be the key to saving money and achieving your financial goals. But what exactly does refinancing entail, and why should you consider it? Let’s dive into five major benefits of refinancing your home loan. 1. Improved Credit Score Refinancing can help you boost your credit score over…
Read MoreThe Benefits of Refinancing Your Mortgage
Are you looking for a way to reduce your monthly mortgage payments or potentially access some of your home’s equity? Refinancing your mortgage could be a powerful tool to help you achieve those goals. Let’s explore what refinancing is, its benefits, and how it could be a game-changer for you. What is Refinancing? Refinancing involves…
Read MoreUnlock Savings: Essential Tips for Mortgage Rate Locks
When it comes to mortgage rates, many people assume that once they start talking to a lender, they’re locked into a fixed rate. However, mortgage rates are far from static. Just like the stock market, they’re constantly fluctuating, and understanding how rate locks work can make a significant difference in your financial savings. The Truth…
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