Posts Tagged ‘home buying’
The Gift That Could Help You Buy a Home: What You Need to Know About Gift Funds
The holidays are approaching, and that means family gatherings, Christmas shopping, and the annual question of what to give someone who seems to have everything. But what if the most meaningful gift this year wasn’t something wrapped under the Christmas tree? What if it was help purchasing a home? I’ve worked with buyers whose parents…
Read MoreDon’t Let Your Mortgage Plans Fall Through the Cracks
Fall is a season for change. The weather cools down, the holidays start creeping onto the calendar, and before we know it, another year is coming to an end. It is also a good time to take a look at your plans for buying a home. If homeownership is something you are considering in the…
Read MoreBefore You Move Money Around, Talk to Your Lender
You’ve found the house. Your offer is accepted. The loan is moving along nicely. Then you decide to move $20,000 from one account to another. Or pay off a credit card. Or deposit the cash you’ve been keeping at home. Or your parents send you money to help with closing. All perfectly reasonable things to…
Read MoreThe Home Passed Inspection. So Why Could the Mortgage Still Hit a Snag?
Getting a clean home inspection feels like a big green light. The roof looks good, the plumbing works, the foundation seems solid and you’re already mentally deciding where the furniture will go. But there’s something many buyers don’t realize. A home inspection and a mortgage appraisal are looking at the property for two very different…
Read MoreThe House Is Affordable. But Is the Lifestyle?
Getting approved for a mortgage and being comfortable with the cost of owning a particular home are two different things. When buyers look at homes, it is easy to focus on the purchase price and estimated mortgage payment. But the house comes with a life attached to it, and that life has expenses that may…
Read MoreWhy Buying the “Perfect” House Can Be a Costly Mistake
Buying a home is exciting, and it’s easy to get caught up in finding “the one.” The gourmet kitchen, the backyard oasis, the perfect neighborhood, and the dream primary suite can quickly convince you that you’ve found your forever home. But sometimes chasing the perfect house can lead buyers to overlook something even more important:…
Read MoreThe Benefits to Owning an Investment Property or Vacation Home
When it comes to investing in real estate, many people consider the potential of owning an investment property or vacation home. Not only can these properties offer financial benefits, but they also provide unique opportunities for personal enjoyment and long-term family legacy. Here’s why owning an investment property or vacation home can be a smart…
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