Posts Tagged ‘home buying tips’
Is Your Dream Home Hiding a Surprise? Why Fall Is a Smart Time to Look Beyond the Listing Photos
Fall has a way of making houses look especially inviting. A beautiful front porch, pumpkins by the door, warm lighting in the windows and a cozy living room can make it easy to picture yourself celebrating the holidays in a new home. But before you fall in love with the decorations, let’s talk about what…
Read MoreThe Mortgage Horror Stories I’d Rather You Never Experience
October is the perfect month for scary stories. But when it comes to buying a home, I prefer the kind of horror story that ends with, “Thankfully, this didn’t happen to me.” After nearly 40 years in the mortgage business, I can tell you that some of the scariest problems don’t involve haunted houses. They…
Read MoreYour Down Payment Is Not the Same as Your Cash to Close
One of the most common surprises for homebuyers happens when they hear the words “cash to close.” They may have saved enough for their down payment and assume that is the amount they will need at closing. Then they see additional costs and wonder where all those numbers came from. Your down payment is part…
Read MoreWhy Getting Pre Approved Before You House Hunt Gives You the Advantage
There is something exciting about scrolling through home listings, attending open houses, and imagining yourself living in a new home. It is easy to get caught up in the excitement of finding the perfect place. Unfortunately, many buyers skip one important step before they start shopping. Getting pre approved first. It may not sound as…
Read MoreWhy Getting Pre-Approved Before House Hunting Matters
Many buyers start their home search by browsing online listings and attending open houses. While it’s exciting to look at homes, one of the smartest first steps is getting pre-approved before you begin shopping. A mortgage pre-approval gives you a clear picture of your buying power and helps you understand what price range fits comfortably…
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