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The Home Passed Inspection. So Why Could the Mortgage Still Hit a Snag?
Getting a clean home inspection feels like a big green light. The roof looks good, the plumbing works, the foundation seems solid and you’re already mentally deciding where the furniture will go. But there’s something many buyers don’t realize. A home inspection and a mortgage appraisal are looking at the property for two very different…
Read MoreThe House Is Affordable. But Is the Lifestyle?
Getting approved for a mortgage and being comfortable with the cost of owning a particular home are two different things. When buyers look at homes, it is easy to focus on the purchase price and estimated mortgage payment. But the house comes with a life attached to it, and that life has expenses that may…
Read MoreYour Down Payment Is Not the Same as Your Cash to Close
One of the most common surprises for homebuyers happens when they hear the words “cash to close.” They may have saved enough for their down payment and assume that is the amount they will need at closing. Then they see additional costs and wonder where all those numbers came from. Your down payment is part…
Read MoreWhy Buying the “Perfect” House Can Be a Costly Mistake
Buying a home is exciting, and it’s easy to get caught up in finding “the one.” The gourmet kitchen, the backyard oasis, the perfect neighborhood, and the dream primary suite can quickly convince you that you’ve found your forever home. But sometimes chasing the perfect house can lead buyers to overlook something even more important:…
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