Homebuyer Education
How Does Your Tax Rate Impact Your Monthly Mortgage Payment? | Mortgage Math with Collette
Welcome to Mortgage Math, with Mortgage Expert, Collette Horton! Let’s break down how your tax rate significantly impacts your monthly mortgage payment. Sometimes it can mean the difference of HUNDREDS of dollars per month! When you’re planning to buy a home, one of the most crucial factors to consider is how your tax…
Read More4 Home Buying Tips Everyone Should Know
Buying a home is one of the most significant financial decisions you’ll ever make. To help you navigate this journey, we’ve compiled four essential tips that every homebuyer should know. Whether you’re a first-time buyer or looking to upgrade, these insights will ensure a smoother and more successful experience. 1. Get Pre-approved Before You Start…
Read MoreIs Homeownership Your Best Hedge Against Inflation…?
Buying a home is the most expensive and important financial transaction most people will ever make. It’s also the strongest tool and best hedge they will have in their portfolio to fight inflation. While money invested in a stock may go down, historically, your home appreciates in value over the long-term. And as you build…
Read MoreWhy You Should Avoid Big Purchases Before Closing on Your Home
Buying a home is a major milestone, and the process can be both exciting and stressful. One crucial aspect to keep in mind is the impact of your financial decisions leading up to the closing date. Making big purchases before closing on a home can jeopardize your mortgage approval and delay your move-in date. Here’s…
Read MoreThe TRUTH About Online Mortgage Calculators
In the digital age, online mortgage calculators have become indispensable tools for prospective homebuyers and current homeowners alike. Promising quick and easy estimations of mortgage payments, these virtual assistants offer a glimpse into the financial implications of homeownership. However, beneath their user-friendly interface lies a labyrinth of inaccuracies and pitfalls that could lead borrowers astray.…
Read MoreTexas Benefits for Veteran’s with 100% Disability
As a 100% disabled veteran living in the state of Texas, you may be entitled to a number of benefits that can help improve your quality of life. These benefits are designed to provide financial, medical, and educational assistance to veterans who have been injured or disabled while serving their country. In this article, we…
Read MoreProtecting Your Credit During A Divorce
When a marriage ends in divorce, the lives of those involved are changed forever. During this time of upheaval, one thing that shouldn’t have to change is the credit status you’ve worked so hard to achieve. Unfortunately, for many, the experience is the exact opposite. Unfulfilled promises to pay bills, the maxing out of credit…
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