Mortgage Tips & Education Blog | Liberty Star Mortgage

Understanding FHA Loans: A Comprehensive Guide for Homebuyers

FHA Loans

Are you considering buying a home but worried about high down payments and stringent credit requirements? If so, an FHA loan might be the solution you’ve been searching for. In this guide, we’ll break down everything you need to know about FHA loans and how they can help you achieve your dream of homeownership. What…

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How Much is Your Home Worth?

How much is your home worth

At Liberty Star Mortgage, we understand the importance of knowing the true value of your home. Whether you’re considering selling, refinancing, or simply curious about your property’s worth, understanding its value is key to making informed decisions about your financial future. In this guide, we’ll walk you through the different methods for determining your home’s…

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The Ultimate Roadmap to Homeownership: A Step-by-Step Purchasing Pathway

PurchasingPathway_Page_1

A step-by-step game plan for what to expect from initial consultation all the way through to the closing of your home. 1. Initial Appointment The purpose of the initial appointment is to understand your “needs and wants” as a buyer. This may be the most critical meeting of the home buying process. During this appointment,…

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The TRUTH About Online Mortgage Calculators

mortgage calculators

In the digital age, online mortgage calculators have become indispensable tools for prospective homebuyers and current homeowners alike. Promising quick and easy estimations of mortgage payments, these virtual assistants offer a glimpse into the financial implications of homeownership. However, beneath their user-friendly interface lies a labyrinth of inaccuracies and pitfalls that could lead borrowers astray.…

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Texas Benefits for Veteran’s with 100% Disability

texas mortgage loan officer - fulshear texas real estate

As a 100% disabled veteran living in the state of Texas, you may be entitled to a number of benefits that can help improve your quality of life. These benefits are designed to provide financial, medical, and educational assistance to veterans who have been injured or disabled while serving their country. In this article, we…

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Texas Vet vs. VA Loan

texas mortgage loan officer - fulshear texas real estate

When it comes to purchasing a home in the state of Texas, veterans and active duty military personnel have a few different options for financing. Two popular choices are the VA loan and the Texas Vet program. While both programs offer advantages to those who are eligible, they do have some differences. VA Loan in…

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Protecting Your Credit During A Divorce

When a marriage ends in divorce, the lives of those involved are changed forever. During this time of upheaval, one thing that shouldn’t have to change is the credit status you’ve worked so hard to achieve. Unfortunately, for many, the experience is the exact opposite. Unfulfilled promises to pay bills, the maxing out of credit…

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Book a one-on-one consultation with Loan Officer, Collette Horton, to discuss your mortgage options and find the perfect loan for your needs.

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Main Number:
(281) 558-0004

Fulshear Locations:
30417 5th Street, Suite B
Fulshear, TX 77441

5757 Flewellen Oaks Lane, Suite 104
Fulshear, TX 77441

Sherry Collette Horton , NMLS #290357

Important Information about Procedures for Opening a New Account
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account (e.g., establishes a formal relationship by means of a loan application) What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.
No statement on this website should be considered a commitment to make a loan. Loans are subject to borrower qualifications, including income, property evaluation, sufficient equity in the home to meet LTV requirements, and final credit approval. Approvals are subject to underwriting guidelines, interest rates, and program guidelines, and are subject to change without notice based on applicant's eligibility and market conditions. Refinancing an existing loan may result in total finance charges being higher over life of loan. Reduction in payments may reflect longer loan term. Terms of the loan may be subject to payment of points and fees by the applicant.